Many payout disputes happen because sellers compare incomplete quotes. Use this checklist to compare rates correctly:

Rate checklist

1. Is the quote tied to your exact card type?
2. Is denomination-specific pricing confirmed?
3. Are any deductions already included?
4. Is payout method clearly stated?
5. Is expected completion time realistic?

Before submission

Ask for a final payout figure in naira, not just a percentage rate. This avoids confusion and helps you decide quickly.

After verification

If your card status changes due to validation issues, ask for a clear reason and updated payout expectation before proceeding.